Financial Support

Christmas money-saving

Get ahead of the game and shop Christmas for less in 2016 - check out our tips on how to make the most of your Christmas budget:

  • Work out a budget and stick to it - Avoid getting into debt - whilst it’s great to see people enjoying their gifts, think about the stress being in the red will cause once the magic of Christmas is over.
  • Plan ahead - Multi-buy offers, like Boots’ 3-for-2 gifts, can save you lots of money – if you have family or friends who don’t want a specific present, you could take advantage of the deals and get a present free.
  • Make the most of your gift budget - Find out where you can buy your presents for the best price using online comparison sites. MoneySavingExpert.com has a list of sites you can check out.
  • Sign up to your favourite store's e-newsletters - You’ll get notified of their latest offers and might be sent discount codes. They might also have a pre-Christmas sale you can take advantage of.
  • If you buy online, use cash back sitesQuidco and TopCashback give you cashback on lots of stores – the percentage is quite small but it all adds up over time.
  • Don't buy the first thing you see - Check prices in different stores and online before you buy any presents, to make sure you’re getting the best price.
  • Do Secret Santa and save - If you’ve got presents to buy for friends, suggest Secret Santa – that way you can set an affordable budget and only buy one present each.
  • Do you need to buy for adults? - Speak with your family and see if they’re happy just to buy presents for the children.
  • Donate a service - Instead of buying friends and family physical gifts, offer to do something for them instead with a Christmas cheque. It could be anything from babysitting to washing their car and it’ll only cost you your time.
  • Not seeing family until after Christmas? - If their present isn’t limited edition and you can wait, buy it once Christmas is over – it’ll probably be discounted. 
  • Got a party? Don't buy new, borrow - There are always plenty of parties to go to at Christmas and buying new outfits can get very expensive. Instead, ask your friends if they’ve got clothes you can borrow and open your wardrobe for them, too – you’ll have a new look for free.
  • Don't let Christmas food bills eat up all your budget - If you buy branded items, like Heinz or Aunt Bessies, try swapping to supermarket own brand or their basics range. A lot of the time you won’t notice the difference but your wallet certainly will.
  • Don't forget your shopping bags - That 5p charge adds up very quickly.
  • Holding a Christmas party? - Ask guests to bring something along, such as some nibbles or a bottle of wine, so that you don’t have to spend so much on catering.
  • Cooked too much? Don't let it go to waste - Sites like Love Food Hate Waste have great tips on how to use up leftover food.
  • Get food for less - Good to Know regularly updates a list a supermarket deals – take a look and see if you can find a bargain. 

For more money-savings tips, take a look at these sites: